TFSA Contribution Room Calculator 2026
Find out how much TFSA contribution room you have available in 2026. The annual limit is $7,000 — and unused room from prior years carries forward indefinitely.
Your Information
Used to determine when your TFSA eligibility started (year you turned 18)
All contributions ever made to all your TFSAs
Withdrawals made in prior years
Total Room Accumulated
$109,000
2026 Annual Limit
$7,000
Available Room
$109,000
Room Calculation
| Total room accumulated since eligibility | $109,000 |
| Available contribution room | $109,000 |
Room Accumulation by Year
| Year | Annual Limit | Cumulative Room |
|---|---|---|
| 2009 | $5,000 | $5,000 |
| 2010 | $5,000 | $10,000 |
| 2011 | $5,000 | $15,000 |
| 2012 | $5,000 | $20,000 |
| 2013 | $5,500 | $25,500 |
| 2014 | $5,500 | $31,000 |
| 2015 | $10,000 | $41,000 |
| 2016 | $5,500 | $46,500 |
| 2017 | $5,500 | $52,000 |
| 2018 | $5,500 | $57,500 |
| 2019 | $6,000 | $63,500 |
| 2020 | $6,000 | $69,500 |
| 2021 | $6,000 | $75,500 |
| 2022 | $6,000 | $81,500 |
| 2023 | $6,500 | $88,000 |
| 2024 | $7,000 | $95,000 |
| 2025 | $7,000 | $102,000 |
| 2026 ← | $7,000 | $109,000 |
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