Free Canadian Financial Calculators
Simple, accurate tools for Canadian tax planning, retirement savings, and homebuying. All calculators use 2026 Canadian tax rates.
Income Tax Calculator
Calculate your federal and provincial income tax, CPP, EI, and take-home pay for any province.
TFSA Contribution Room Calculator
Find out how much TFSA contribution room you have based on your age and past contributions.
RRSP Contribution Room Calculator
Calculate your available RRSP contribution room based on your earned income and pension adjustments.
RRSP vs TFSA Calculator
Compare RRSP and TFSA after-tax wealth accumulation based on your current and future tax rates.
Mortgage Stress Test Calculator
See if you pass the Canadian mortgage stress test and calculate your maximum qualifying mortgage.
Capital Gains Tax Calculator
Calculate Canadian capital gains tax with the 2024 inclusion rate changes ($250K threshold).
FHSA Calculator
Project your First Home Savings Account growth and tax savings toward your first home purchase.
RRSP Withdrawal Tax Calculator
Calculate withholding tax and actual tax on RRSP withdrawals before and after retirement.
Dividend Tax Credit Calculator
Calculate the effective tax rate on Canadian eligible and non-eligible dividends by province.
RESP Calculator
Project your RESP growth including CESG government grants of 20% on the first $2,500 per year.
All calculations are estimates based on 2026 Canadian tax rules. Results are for informational purposes only and should not be considered financial or tax advice. Consult a qualified financial advisor or accountant for personalized guidance.